Home Health Insurance Individual Mandate

Individual Mandate

With so many changes in the Health Insurance business, the Individual Mandate remains unchanged.  Starting 1-1-2014, you must have health insurance or pay a penalty.  The good news is you cannot be turned down if you have a pre-existing condition.  Also there will be tax credits and subsidies available if you qualify based on your income.  Many new products will be flooding the markets and there will be choices of plans, networks, co-pays and deductibles , you will need to work with a professional agent who is well trained in the Patient Protection and Affordable Care Act.  Starting October 1st, plans and rates will be available and open enrollment begins for a January 1, 2014 effective date.   I would be happy to review your options.

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